From bridging and development finance to bespoke property funding, PFX Capital connects property professionals with the right finance solution, structured around the opportunity.
Bridging — auction purchase
- Property value
- £1,000,000
- Loan
- £700,000
- Term
- 12 months
- Exit
- Refinance to BTL
Illustrative structures only. Every facility is subject to lender criteria, valuation and underwriting.
What are you trying to achieve?
You don't need to know the product name. Tell us the objective and we'll point you to the finance that fits.
01Acquire
Need to secure a property quickly?
Auction, chain-break or a time-critical purchase.
- 02
Develop
Funding a new-build or development?
Site to practical completion, with staged drawdowns.
03Refinance
Looking for a better structure or release of equity?
Review what you pay and what your asset can now support.
04Refurbish
Need capital to transform an existing property?
Light or heavy works, funded against the end value.
05Unlock Equity
Want to release capital from an existing asset?
Second charge or refinance, without losing existing terms.
Six products.
One conversation.
Each is a product in its own right, with its own lenders, criteria and structure. Together they cover the lifecycle of a property deal.
- 01View product
Bridging Finance
Fast, flexible short-term funding for acquisitions, time-sensitive opportunities, refurbishments and other property requirements.
- 02View product
Development Finance
Funding designed around the development lifecycle, from acquisition through construction and completion.
- 03View product
Second Charge Bridging
Unlock equity without necessarily refinancing the existing first charge.
- 04View product
Equity, JV & Mezzanine Finance
Flexible capital structures for complex or higher-leverage projects.
- 05View product
Residential & Commercial BTL
Finance solutions for residential and commercial investment properties.
- 06View product
Residential & Commercial Refinance
Review existing funding and explore potentially more suitable financing structures.
Why not go straight to a lender?
Because the lender you can find is rarely the lender that fits. The right structure comes from knowing the whole market, and from putting the deal together properly before anyone sees it.
- 01
Access
A broad panel of lenders and funding solutions, from high-street to specialist and private capital.
- 02
Structure
We don't simply find a lender. We help structure the deal so the facility, the exit and the numbers work together.
- 03
Speed
When timing matters, we move. Parallel processes, direct lender relationships and no wasted days.
- 04
Expertise
Specialist knowledge of property finance and complex transactions across residential, commercial and development.
- 05
Personal Service
A direct relationship with the people handling your deal. Not a call centre, not a ticket number.
- 06
Clarity
Straightforward communication throughout: what is happening, what is needed, and what happens next.
You'll always know what happens next.
Five stages, from first conversation to funds released. Simple, transparent, professional, fast.
01 Enquiry
Tell us about the deal.
Share the property, purpose, amount, term and exit. You can use Find Your Finance, call us or send a summary. We come back with an initial view and the information we need to approach lenders.
- You
- Provide deal basics and supporting information.
- PFX
- Assess fit, identify the right lenders and structure.
Find your finance.
Five questions. Two minutes. A clear starting point and an enquiry in our team's hands.
Serious finance, explained properly.
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